Interest rate is as of 5/06/2021 and is subject to change without notice. Certain terms and conditions apply. Not all applicants will qualify. The 30 Year Fixed Rate of 2.50% (2.64% APR) is amortized over 360 equal payments and has a Discount Point of .840%. 30 Year Fixed Rate and APR is based on a middle FICO score of 740 for owner-occupied single-family residences on a 30 day lock for a 65% Loan to Value or less. The 15 Year Fixed Rate of 1.875 (2.084% APR) is amortized over 180 equal payments and has a Discount Point of .521%. 30 Year Fixed Rate and APR is based on a middle FICO score of 740 for owner-occupied single-family residences on a 30 day lock for a 65% Loan to Value or less. All loans are subject to credit, underwriting and property approval. By refinancing your existing loan, your total finance charges will be higher over the life of the loan. Low rate guarantee is backed by a $200 Visa Gift Card. In order to obtain VISA gift card, you must present a valid locked loan estimate from another lender showing a lower APR for a 30-year or 15-year fixed rate refinance loan than we are currently offering dated the same day as our offer. This is not a substitute for a Loan Estimate. For additional licensing information please visit nmlsconsumeraccess.org. License # 1004595; California DBO Finance Lenders Law License 60DBO-110966; California Real Estate Corporation. Tennessee Mortgage License # 206518. Conventional loans can be used to Purchase or Refinance a property. Conventional loans are backed by Fannie Mae and Freddie Mac. We guarantee the lowest fixed rate or provide you with $200 Visa gift Card.
